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Direct Plan for Business

Providing top quality non-insurance healthcare policies to our customers.

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Direct Plan | Business Healthcare

This plan is an excellent companion to your DPC membership, providing additional protection for major medical, behavioral and after-office-hours health care needs. Requires a verifiable Direct Primary Care (DPC) relationship.

Approved Affiliate Partner of MPB Health

IDEAL FOR DIRECT PRIMARY CARE MEMBERS

Protection: Small & Large Health Care Expenses

Essential Health Care Benefits: Medical Cost Sharing, Telehealth, LifeCare, Concierge Assistance, Cost & Quality Search Assistance, Care Connect

Additional Features: Pharmacy Benefits Program, Personal Medical Records Vault, QR Life Code, WholeHealth Living Choices
Key Features

6 Key Cost Sharing Program Features

Feature 1

No lifetime or annual caps on qualifying medical expenses

Feature 2

Empowers and promotes healthy living and lifestyle choices

Feature 3

Two-year lookback for pre-existing conditions

Feature 4

Share in medical costs for emergencies or acute care when on vacation or working outside the U.S.

Feature 5

Maternity Needs are shareable and treated as a medical Need

Feature 6

If a member dies after one year of uninterrupted membership, financial assistance will be provided to the surviving family
As Easy as Texting a Friend

Telehealth

As a Member, you may access our primary, pediatric, women’s health, and behavioral health board-certified physicians on your own time, whenever and wherever.

Through a convenient web and mobile experience, you are free to text directly with our providers to get the answers you need, including access to additional support. This solution will be accessible via secure text (with image share, phone, and video available) 24/7 365 days a year in all 50 states.
Member Assistance Program

LifeCare

100% Confidential Counseling: This program provides members with a way to find help dealing with personal and work-related issues. Without this help, these issues could decrease members’ quality of life or interfere with job performance.

Services Include

  • COUNSELING | Virtual, face-to-face, or telephonic sessions with a counselor
  • PERSONAL NAVIGATION | In all areas of work/life convenience
  • ACCESS TO ADDITIONAL RESOURCES | Childcare, legal, financial, support groups, housing, etc.
  • ELDER CARE AND FINANCIAL | Telephonic consulting, tailored eldercare counseling & resources, plus financial wellness counseling provided by experts in their field
  • ONLINE TRAINING LIBRARY | Thousands of virtual work/life training and ability to track progress
  • ACCESS TO COMPASS | Advanced HR support and assistance in professional development
Always There To Help

Concierge Assistance

The concierge is focused on supporting and guiding you every step of the way through your health care journey.

COST & QUALITY SEARCH ASSISTANCE

Our Concierge Team researches the highest quality, fairest priced providers, diagnostics centers, labs, and medical facilities for members who are in need of these services.

CARE CONNECT

For high-cost surgical procedures. We work with the Care Connect Team to search for the highest quality and fairest price for each component of a member’s surgical procedure. The total cost is then negotiated to the lowest possible price.

PHARMACY BENEFIT PROGRAM

Our concierge Team searches a variety of U.S. and worldwide pharmacy discount platforms and pharmacy assistance programs to find the fairest priced medications, as well as where to purchase them.
Your Smart Partner in Solutions for Alternative Medicine

WholeHealth Living Choices

Access to over 35,000 providers, discounts, and more than 35 complementary and alternative medicine specialties. The WHLC Web portal allows you to print your discount coupons directly without having to wait for an authorization or benefit approval.

MIND & BODY

Acupuncture, Chiropractic, Massage Therapy, Natural Healing, Physical Occupational Therapy & Relaxation

MOVEMENT

Accessories and Equipment, Personal Training, Pilates, Tai Chi, Qi Gong, and Yoga

NUTRITION

Diet and Nutrition, Food, Vitamins and Prescriptions, and Weight Management

LIFESTYLE

Dental, Hearing and Vision, Gifts and Special Occasions, Relaxation and Others
Easy Access

QR LifeCode and Personal Medical Records Vault

PERSONAL MEDICAL RECORDS VAULT

You can grant access to your Electronic Medical Records to providers, medical facilities, family, etc., providing continuity of care. Health Tracking provides you and your caregivers the ability to record vital health observations easily and securely.

QR LIFE CODE

In a medical emergency first responders can access your Medical Records Vault through your QR LifeCode Five-digit ID code. You can access and safely share your medical records, track health conditions, and get better healthcare solutions.

Monthly Fee

The Initial Unshareable Amount (IUA) is the personal responsibility of members for their medical Needs. All qualified medical expenses after the IUA is met are 100% shareable with the Medical Cost Sharing community.

There are three simple responsibility options:  $1,000 IUA   $2,500 IUA   $5,000 IUA – Find your age group and select the IUA that best fits your needs to see monthly membership rates:

3 Simple Responsibility Options:

View our Pricing Model

The Initial Unshareable Amount (IUA) is the personal responsibility of members for their medical Needs. All qualified medical expenses after the IUA is met are shareable with the Medical Cost Sharing community.

Monthly Contribution

$ 1,000 IUA

Member Only$245
Member + Spouse$455
Member + Child$455
Member + Family$635

Monthly Contribution

$ 2500 IUA

Member Only$195
Member + Spouse$355
Member + Child$355
Member + Family$560

Monthly Contribution

$ 5000 IUA

Member Only$170
Member + Spouse$305
Member + Child$305
Member + Family$460

*Tobacco surcharge of $50 per household

Monthly Contribution

$ 1,000 IUA

Member Only$270
Member + Spouse$480
Member + Child$480
Member + Family

Monthly Contribution

$ 2,500 IUA

Member Only$215
Member + Spouse$380
Member + Child$380
Member + Family$560

Monthly Contribution

$ 5,000 IUA

Member Only$195
Member + Spouse$355
Member + Child$355
Member + Family$510

*Tobacco surcharge of $50 per household

Monthly Contribution

$ 1,000 IUA

Member Only$295
Member + Spouse$580
Member + Child$580
Member + Family$860

Monthly Contribution

$ 2,500 IUA

Member Only$270
Member + Spouse$505
Member + Child$505
Member + Family

Monthly Contribution

$ 5,000 IUA

Member Only$220
Member + Spouse$455
Member + Child$455
Member + Family$635

*Tobacco surcharge of $50 per household

WHAT ARE YOU WAITING FOR?

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MPB Health Deerfield Beach, Florida, USA

    Non-Insurance Healthcare